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Rules & Regulations

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Checkbook IRA LLCs and Gold: What the McNulty Case Changed

Checkbook IRA LLCs promised custodian-free control of IRA gold. Here is what the Tax Court held in McNulty and why the structure fails for metals.

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Gold Bars vs. Coins in a Gold IRA: Premiums and Trade-Offs

Bars usually carry lower premiums over spot, while coins are easier to distribute and resell. Compare IRA-eligible gold bars and coins trade-off by trade-off.

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Gold IRAs and Divorce: How Retirement Metals Get Divided

How a gold IRA gets divided in divorce: tax-free transfers under IRC 408(d)(6), in-kind vs. cash splits, valuation timing, and the tax details to plan for.

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Inherited Gold IRAs: Rules for Beneficiaries

Inheriting an IRA that holds physical gold brings deadlines and logistics. Learn the SECURE Act 10-year rule, spouse options, and how metal is distributed.

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Numismatic vs. Bullion Coins: Why Collectibles Don't Belong in an IRA

Numismatic coins are collectibles under IRC 408(m) and barred from IRAs. Learn how the bullion exceptions work and how numismatic and bullion pricing differ.

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Prohibited Transactions in a Gold IRA: Rules to Know

IRC Section 4975 bars self-dealing between an IRA and its owner. Learn who counts as a disqualified person and which gold IRA moves can void the account.

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Which Gold and Silver Coins Are IRA-Eligible?

A practical list of gold and silver coins that qualify for an IRA, the popular coins that do not, and why high-premium proofs deserve a second look.

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Gold IRA Storage Rules: Why Home Storage Is a Problem

IRA precious metals must be held by an approved custodian at an approved depository. Here is why home storage arrangements fail under IRS rules, and what compliant storage actually looks like.

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IRS Rules for Gold IRAs: Approved Metals and Purity Standards

The IRS sets strict purity standards for the gold, silver, platinum, and palladium an IRA can hold. Learn which metals qualify, which coins are excluded, and why the rules exist.

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This content is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. GoldIRAFinder.com is not a precious metals dealer, IRA custodian, broker-dealer, or investment adviser. Precious metals prices fluctuate and can lose value, and past performance does not guarantee future results. Before making any investment or retirement decision, consult a qualified financial, tax, or legal professional.