IRS Rules

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July 16, 2026

Silver IRAs: How Silver Works in a Retirement Account

Silver fits the same self-directed IRA structure as gold, with a .999 purity rule, more bulk per dollar, higher volatility, and wider coin premiums.

What Is a Self-Directed IRA? The Account Behind Every Gold IRA

A gold IRA is legally a self-directed IRA. Learn what self-directed means, the custodian's passive role, and the rules every account holder should know.

Which Gold and Silver Coins Are IRA-Eligible?

A practical list of gold and silver coins that qualify for an IRA, the popular coins that do not, and why high-premium proofs deserve a second look.

How Gold IRA Required Minimum Distributions Work

Traditional gold IRAs face required minimum distributions starting at age 73, and taking them from an account full of physical metal takes planning. Learn how cash and in-kind distributions work and how to avoid penalties.

Rolling Over a TSP, 403(b), or 457 into a Gold IRA

Federal employees, teachers, healthcare workers, and government staff can often roll their TSP, 403(b), or 457(b) savings into a gold IRA. Here is how the rules differ by plan and how to move the money without a tax bill.

Gold IRA Storage Rules: Why Home Storage Is a Problem

IRA precious metals must be held by an approved custodian at an approved depository. Here is why home storage arrangements fail under IRS rules, and what compliant storage actually looks like.

IRA Transfer vs. Rollover: The 60-Day Rule Explained

Transfers and rollovers both move retirement money, but the tax rules are very different. Learn how the 60-day rule, 20% withholding, and the once-per-year limit work before you move funds into a gold IRA.

IRS Rules for Gold IRAs: Approved Metals and Purity Standards

The IRS sets strict purity standards for the gold, silver, platinum, and palladium an IRA can hold. Learn which metals qualify, which coins are excluded, and why the rules exist.

401(k) to Gold IRA Rollover: A Step-by-Step Guide

A practical walkthrough of moving 401(k) savings into a gold IRA, from checking your eligibility to funding the account and buying IRS-approved metals, with the tax pitfalls to avoid along the way.

What Is a Gold IRA? A Complete Guide

A plain-English guide to gold IRAs: how they work, what the IRS allows, what they cost, and how to decide whether one belongs in your retirement plan.

This content is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice. GoldIRAFinder.com is not a precious metals dealer, IRA custodian, broker-dealer, or investment adviser. Precious metals prices fluctuate and can lose value, and past performance does not guarantee future results. Before making any investment or retirement decision, consult a qualified financial, tax, or legal professional.